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Página: Buying A Leasehold House
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Buying A Leasehold House
Rebecca Fikes editou esta página há 2 semanas atrás


If you own the freehold of your home, it means that you own the structure and the land it rests on. If your residential or commercial property is leasehold, you own the residential or commercial property but not the building or land and must pay ground rent to the freeholder.

Freehold vs leasehold: the essential differences
fortune.com
Do you comprehend what is indicated by a or leasehold residential or commercial property? Experienced estate agent, Ian Harris helps describe the key differences.

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What does leasehold indicate?

You are buying a lease from the freeholder for the right to live in the residential or commercial property for a set variety of years. You won't technically own the residential or commercial property outright, the freeholder (or property manager) will continue to own the residential or commercial property and the ground it sits on. Leasehold is prevalent when purchasing a flat or apartment as it sits within a larger building.

The number of leasehold houses has actually however grown in recent years, specifically with brand-new builds that are offered straight through the designer.

Recent changes to the law

The Leasehold and Freehold Act 2024 is now law, but specific parts of the Act are being executed one at a time so not everything has been done yet. You can see the progress of the modifications here. Eventually there will be a ban on the sale of brand-new leasehold flats, making Commonhold the brand-new default period instead, where each unit-holder owns the freehold of their home.

Learn more about what's changing for leasehold

Main things to understand that have been carried out so far are:

- If you own a flat, you can now extend your lease without waiting 2 years first (since January 2025).

  • This means that more leaseholders in mixed-use structures can make an application for the right to manage
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